UPDATE : Jovenel Moise a téléphoné la femme de Vladimir Legagneur - Tous les derniers détails sur le dossier
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In recent years, the availability of loans from alternative lenders has made the application process much easier. Most alternative lenders have online applications that can be completed under an hour and do not require many documents. Traditional banks and credit unions, however, still require many business and personal documents for their extensive evaluation process (though some banks, such as Wells Fargo, have recently launched online loan applications). Here’s a look at the minimum that is typically required when applying:
*Business plans typically include industry analysis, target
market and projected financial information such as profit/loss, cash
flow and balance sheets
In addition to the documents mentioned above, you may also need to gather legal documents just in case your bank needs additional information. These documents can include items such as articles of incorporation, partnership agreements, franchise agreements, business licenses, commercial leases and any title documents if property is being used as collateral to secure the loan.
Small Business Loan Documents
In recent years, the availability of loans from alternative lenders has made the application process much easier. Most alternative lenders have online applications that can be completed under an hour and do not require many documents. Traditional banks and credit unions, however, still require many business and personal documents for their extensive evaluation process (though some banks, such as Wells Fargo, have recently launched online loan applications). Here’s a look at the minimum that is typically required when applying:
| Alternative Lender | Traditional Banks | |
|---|---|---|
| Application Process | Online | In-Person |
| General Information |
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| Business Information |
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| Financial Information |
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In addition to the documents mentioned above, you may also need to gather legal documents just in case your bank needs additional information. These documents can include items such as articles of incorporation, partnership agreements, franchise agreements, business licenses, commercial leases and any title documents if property is being used as collateral to secure the loan.
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