Flash : Finalement, Le maire de L'éstère a été retrouvé, Mais sous le choc - A-t-il été victime d'un Kidnaping ? Voici tous les détails...

Haïti - Flash : Finalement, Le maire de L'éstère a été retrouvé, Mais sous le choc - A-t-il été victime d'un Kidnaping ? Voici tous les détails...

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What Does Airbnb’s Insurance Cover

 Airbnb’s insurance policy for hosts has matured as the company has grown, and it needed to. An estimated 11% of adults in the U.S. have used Airbnb or a similar service and those hosting them want to do so without worry. But Airbnb’s Host Protection Insurance doesn’t cover everything. There are a number of things Airbnb hosts needs to keep in mind when they rent their home.Understand What Airbnb Will CoverFirst, it’s important to understand what Airbnb’s Host Protection Insurance will cover. The insurance provided to hosts by Airbnb – free of charge – is not unlike other insurance policies. 

It offers up to $1 million of liability and property damage claims from third parties. For example, if a guest were to slip and fall in a temporary rental and file a lawsuit against the host, Airbnb's Host Protection Insurance would likely cover that claim. It would also cover a lawsuit against the host from someone injured by the guest on accident – if the guest dropped a suitcase on another tenant in an apartment building, for example.In some cases, Airbnb’s Host Protection insurance will even cover lawsuits a guest might make against others. For example, say a guest is using a condo building’s gym, falls and then sues the condo board. These are great coverages to have as a host but the policy provided is hardly comprehensive. There are a number of things Airbnb’s Host Protection will not cover. The good news is homeowners and renters can do things to mitigate the financial risk of these things happening.

Airbnb Will Not Replace Damaged Or Stolen BelongingsIf guests steal or damage personal belongings, such as a television or a couch, Airbnb’s Host Protection Insurance will not cover them. Same would be the case for any other personal property, such as a watch that is stolen. Most homeowners and renters insurance policies will cover the personal property of the host, but they need to look at the fine print of their policy first. Every policy has its own definition of “commercial activity” and if Airbnb guests are staying too frequently according to an insurance company, they might deny coverage or damage or stolen items. Homeowners and renters shopping for policies should be mindful of the number of guests they host – they might have a need for an endorsement to cover it.