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Despite their prestigious reputation, Amex credit cards are some of the least generous in terms of travel insurance perks. None of the American Express-issued credit cards offer travelers trip cancellation insurance. Unlike other issuers, Amex also sells a travel insurance product separate from that offered by its credit cards, allowing you to supplement your coverage.
Standout Card: The Platinum Card® from American Express offers decent travel accident insurance. On most other credit cards, this benefit acts more like a life insurance policy – paying out in the event of death or dismemberment. With The Platinum Card® from American Express, however, cardholders receive coverage for medical expenses that result from an accident or illness – covering even higher-risk behavior, such as snowboarding and most adventure sports.
American Express Travel Insurance
Despite their prestigious reputation, Amex credit cards are some of the least generous in terms of travel insurance perks. None of the American Express-issued credit cards offer travelers trip cancellation insurance. Unlike other issuers, Amex also sells a travel insurance product separate from that offered by its credit cards, allowing you to supplement your coverage.
Standout Card: The Platinum Card® from American Express offers decent travel accident insurance. On most other credit cards, this benefit acts more like a life insurance policy – paying out in the event of death or dismemberment. With The Platinum Card® from American Express, however, cardholders receive coverage for medical expenses that result from an accident or illness – covering even higher-risk behavior, such as snowboarding and most adventure sports.
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