VIDÉO.- Men koman rive misye pran lajan yon fanmi ki tap ede l manje - epi met ak Bandi pou tire moun yo, pram lajan yo - Lap eksplike poukisa l fè sa - Tout moun dwe gade VIDÉO sa (Temwyayaj Chok)

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VIDÉO.- Men koman rive misye pran lajan yon fanmi ki tap ede l manje - epi met ak Bandi pou tire moun yo, pram lajan yo - Lap eksplike poukisa l fè sa - Tout moun dwe gade VIDÉO sa (Temwyayaj Chok)

Autres Dossiers : Lapolis arete 20 nan bandi Gran Ravin yo ak Matisan gen 10 lot ki mouri anpil zam sezi...

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How Mortgages Work

Buying a home is the embodiment of the American dream. However, that wasn’t always the case: In fact, before the 1930s, only four in 10 American families owned their own home. That’s because very few people had enough cash to buy a home in one lump sum. And until the 1930s, there was no such thing as a bank loan specifically designed to purchase a home, something we now know as a mortgage.
In simple terms, a mortgage is a loan in which your house functions as the collateral. The bank or mortgage lender loans you a large chunk of money (typically 80 percent of the price of the home), which you must pay back -- with interest -- over a set period of time. If you fail to pay back the loan, the lender can take your home through a legal process known as foreclosure.

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