Haïti - Flash | Le maire de l'éstère SENEQUE ESTIMABLE retrouvé dans un etat de choc apres sa disparition - Jude Edouard Pierre réagit et fait des révélations sur cette disparition

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Unlikely Apt Rental Insurance Claims

While apartments share most of the same risks with freestanding rental homes, there are some exceptions. Here are some examples of potential claims that apartment renters don’t have to worry about making:

Renting a single-family home might come with some perks, like a swimming pool or a garden. But those perks can also be liabilities. For example, if someone rents a home with a private pool, they could be found liable for any damages related to it, whether someone had permission to use it or not. Pools are considered an “attractive nuisance” and children might be tempted to use them -- that’s why most local laws require pools to be fenced in. 

When it comes to a garden or landscaping, renters are sometimes responsible for their upkeep and responsible for informing visitors of any potential hazards related to them. For example, if there is a hole in the yard where a bush is waiting to be planted, renters are obligated to do their best to inform others of that hazard, otherwise they could be considered negligent.

Apartment tenants don’t need to worry about a sump pump. If you rent a freestanding home with a basement, a sump pump is something you are responsible for maintaining. The devices remove excess water from the sump basin of a home to prevent its basement from flooding. Most renters insurance policies won’t cover water damage related to this, but tenants should add an endorsement for sewer and drain back up to their policy to protect against these damages.