HAÏTI.- Rutshelle Guillaume "En chair" chante dans une église - Cette VIDÉO divise les internautes chrétiens - "Mwen se pitit Bondye tou mezanmi..." - Internet devient fou !

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Voici la video de Rutshelle Guillaume - elle chante dans une église à tabarre 27- Cette VIDÉO divise les internautes chrétiens (VIDÉO ci-dessous)


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Texas Gap Insurance Laws



Gap insurance is not required in the state of Texas, and it can't be required as a condition of receiving an auto loan or lease. If you choose to purchase a gap waiver, Texas law limits the cost of coverage to 5% of the loan amount, assuming you purchased the car, per the retail installment contract. Similarly, if you leased your car, a gap waiver can only cost up to 5% of the adjusted capitalized cost specified in your lease. Once you've purchased the gap waiver, you have at least 30 days during which you can cancel it and receive a full refund.
When you receive a gap waiver agreement, you should review its terms and confirm that it contains the following key information, which Texas law requires to be presented:
  • The total cost of the debt cancellation agreement
  • The term of the agreement, meaning how many months or years it extends coverage
  • The procedure to file a claim with the company, including a phone number and address that you can use to notify the insurer of a claim
  • The length of time between when a loss occurs and when you must file a claim in order for it to be considered
  • How the insurer will calculate a claim settlement in the event of a total loss
  • How the insurer will calculate your gap waiver refund if you decide to cancel the policy
  • The procedure to cancel your debt cancellation agreement, if you choose to do so

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