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The United Services Automobile Association (USAA) combines great features with outstanding service, which makes it the best homeowners insurance company for U.S. military members, veterans and their families. USAA offers its policyholders a few features free of charge that other insurance companies do not. For instance, USAA provides all of its policyholders with replacement cost coverage for damaged personal items. The feature ensures that claims for damaged items are paid without a deduction for depreciation.

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Homeowners Insurance for the U.S. Military and Their Families


The largest benefit of obtaining homeowners insurance through USAA is that the company is focused on U.S. military members, and it is aware of some of the difficulties that military members encounter. Other insurance companies aren’t as focused on one specific segment of customers. For example, USAA knows that U.S. military members can be deployed overseas on short notice, so the company offers discounts on home security systems and storage costs.

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