UPDATE : Guy Philippe poursuit avec ses dénonciations pour pouvoir obtenir sa libération, il sera de retour?
UPDATE : Guy Philippe poursuit avec ses dénonciations pour pouvoir obtenir sa libération - Voici tous les détails ci-dessous...
VIDÉO importante : Comment immigrer au CANADA en 6 mois?
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Even though your homeowners insurance policy covers both your dwelling and your personal property, you will likely need to file two separate claims for reimbursement if both have been damaged. Make an inventory of all damaged property and submit that list to your insurance company. If possible, photograph the damage and provide supplemental documentation, such as receipts, to further aid your claim.
If the damage was limited to a few items, your insurance company may reimburse you according to those itemized losses. If all of your property was destroyed, as could be the case in a home fire, you will likely receive a lump-sum payment within the limit specified on your policy. In either case, maintaining an inventory of all of your belongings before an incident occurs will ease the claims process and help ward off any suspicion of insurance fraud.
If you own luxury items, such as jewelry or artwork, review your policy to learn how this property is covered. Such items are often subject to a coverage limit, typically around $2,000, unless you purchased an optional rider to increase your coverage. Also, no damage to your vehicle would be covered by your homeowners insurance policy. Instead, if your car is damaged while parked at home, you'd file a claim under your auto insurance policy's comprehensive coverage.
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Insurance Claim for Damage
Even though your homeowners insurance policy covers both your dwelling and your personal property, you will likely need to file two separate claims for reimbursement if both have been damaged. Make an inventory of all damaged property and submit that list to your insurance company. If possible, photograph the damage and provide supplemental documentation, such as receipts, to further aid your claim.
If the damage was limited to a few items, your insurance company may reimburse you according to those itemized losses. If all of your property was destroyed, as could be the case in a home fire, you will likely receive a lump-sum payment within the limit specified on your policy. In either case, maintaining an inventory of all of your belongings before an incident occurs will ease the claims process and help ward off any suspicion of insurance fraud.
If you own luxury items, such as jewelry or artwork, review your policy to learn how this property is covered. Such items are often subject to a coverage limit, typically around $2,000, unless you purchased an optional rider to increase your coverage. Also, no damage to your vehicle would be covered by your homeowners insurance policy. Instead, if your car is damaged while parked at home, you'd file a claim under your auto insurance policy's comprehensive coverage.
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