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Bundle Your Home and Auto Insurance Policies


Most insurance companies offer a discount to policyholders who bundle their home and auto insurance policies. For example, if you carry an auto insurance policy from State Farm, and you add a homeowners insurance policy, State Farm will offer you a discount of up to $825 off of your annual home insurance premium.
While most people bundle home and auto insurance policies, you can also bundle other types of insurance policies. For example, AIG offers discounts to policyholders who bundle floater policies for private property, such as pieces of art, with their home insurance policies. Homeowners who bundle AIG policies are eligible for a discount of up to 12%, if their annual property-specific premium exceeds $12,000.
Here are examples of the size of potential discounts that insurance companies offer to homeowners who bundled their home and auto insurance policies. Your discounts may vary based on your home, car, claims history and state.


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