HAÏTI - Opération : Arrestation de plusieurs bandits après avoir tué une dame - Ces bandits pleurent en pleine Audition (VIDEO)

-
The traditional rule has been to spend roughly 1/3 of your monthly income on a mortgage payment. Some individuals and lenders will go as high as 45%, but more conservative institutions and individuals will want it to be more like 25% of your income.


Autres Dossiers : Don Kato reyaji sou bandi ki touye 4 moun CABARET, touye moun leogane ak Lakay Prezidan Jovenel...

_Promoted

Qualifying for a Mortgages Loans

How Much House Can You Really Afford?

Before you even start thinking about qualifying for a mortgage with your financial institution, you need to decide how much debt you can afford. The best way to figure out how much house you can really afford is to base your decision on your monthly income. After all, you're going to pay your mortgage monthly, you pay your bills monthly, so it pays to know how much per month you can actually afford.
So if your monthly income is $3,000, you would be paying somewhere between $750 (25%) and 1350 (45%). Most financial institutions now have online mortgage and loan calculators, so visit your institution's website and see what it says before asking your institution about qualifying for a mortgage.
Also, when making this decision, seriously consider the possibility of being laid off or hit with a serious financial issue and don't over-extend yourself. Don't let other people pressure you, and only stick with a loan that you feel comfortable with. Finally, it pays to know your credit score when making this decision.

Know Your Credit Reports

When qualifying for a mortgage, the first thing the financial institution providing your loan will check is your credit score (FICO score) from the big three credit reporting agencies: Equifax, Experian and TransUnion. The higher your score, the more likely you are to get a loan and the lower your interest rates will be. This is because your score is supposed to correlate with your credit risk: higher scores translate to less risky loans for banks, so the bank can offer better terms for the loan when you have a high credit score.
The primary factors on your credit score are your outstanding debt, and your history of payments. If you have a large amount of outstanding debt, and have a history of paying late, expect a lower credit score. Check your score and clear up any errors before you file for a loan, not after.

Commentaires

Enregistrer un commentaire

Posts les plus consultés de ce blog

Affaire Gassant : Laurent Lamothe solicite au juge Morin un report de son audition

-
Image
L’ancien Premier ministre, Laurent Salvador Lamothe, qui était invité par le juge d’instruction Jean Wilner Morin à se présenter, ce lundi 26 mars, au cabinet d’instruction a sollicité de ce denier un report de son audition. A titre de témoin, l’homme d’affaires devait fournir des informations au magistrat dans le cadre du dossier de l’assassinat d’Alix Mary Junior Gassant, abattu par des individus non identifiés le 24 février 2012. Plusieurs personnes, dont le député de Delmas, Garry Bodeau, et l’ancien premier ministre Jean Max Bellerive, ont déjà été entendues dans le cadre de ce dossier. Notons que ce même juge instructeur, Jean Wilner Morin, dans ne décision de justice prononcée et publiée le 8 mars dernier, a tranché au profit des parents des victimes du sirop Afrébril-Volodon contaminé qui avait causé le décès de nombreux enfants haïtiens et la paralysie de plusieurs autres en 1996. Selon ce jugement, l’ancien sénateur Rudolph Henry Boul...
Lire la suite

Haïti - Flash : Opération à Grand Ravine | la police a trouvé les ossements du journaliste Vladimir Legagneur (Autres révélations choquantes)

-
Image
Haïti - Flash : Opération à Grand Ravine | la police a trouvé les ossements du journaliste Vladimir Legagneur (Autres révélations choquantes) See Also: Get Online Insurance Quotes Most consumers today research their purchases online to find the best quality and price. Before you buy, you should search relevant, non-biased articles that help you understand how to get the most value for your money, as well as the lowest price for the most coverage. Online quotes are a great tool to do your research and price shop, but before you make your final purchase it is probably a good idea to speak to a licensed professional that can help you review your needs. If you find a better price on your car insurance, don't just click and buy, try and call the company and see if they can do even better.  How to Make Your Best Insurance Quote Better When searching for the best prices online, you might find that online quotes work well for standard situations, ...
Lire la suite

Deportation des haitiens par l'immigration dominicaine - Cette VIDEO devrait revolter la conscience des autorités Haitiennes

-
Image
Deportation des haitiens par l'immigration dominicaine - Cette VIDEO devrait revolter la conscience des autorités Haitiennes... _Promoted Content What Does Golf Cart Insurance Cover? Golf cart insurance is not unlike auto or  motorcycle insurance . In fact, almost all insurance companies cover golf carts under their motorcycle insurance policy along with  scooters , mopeds,  ATVs  and other vehicles. Like motorcycles, a variety of different coverages are available for golf carts. Bodily Injury and Property Damage Liability:  In states that require golf carts to have insurance, this is the coverage that is mandated. Bodily injury and property damage liability cover damages to others or their property that a driver causes while operating the golf cart. The claim limits of the policy are like auto or motorcycle insurance and are frequently demarcated with slashes ($25,000/$50,000/$10,000). The first number is the claim limit for per injured...
Lire la suite

DEA en Haiti : Trois sénateurs seraient l'objet d'une enquête de la DEA

-
Image
DEA en Haiti : Trois sénateurs seraient l'objet d'une enquête de la DEA. Voici tous les détails ci-dessous... _Promoted Content States Specific Age Curves for Health Insurance Costs A few states set their own standards when it comes to age factors for health insurance rates. The federal age factor curve is the widest age curve that states can permit health insurers to use in calculating premiums. The following states have more restrictive regulations, meaning that there is less variation in health insurance costs between the youngest and the oldest policyholders. New York  does not permit any use of age as a factor when determining health insurance rates. In fact health insurance premiums in the Empire State cannot discriminate whatsoever and have the same price regardless of any policyholder characteristics. This typically leads to higher premiums for those who are ages 21-50, and lower premiums for those who are older when compared to other states. Vermo...
Lire la suite

HAÏTI.- Rutshelle Guillaume "En chair" chante dans une église - Cette VIDÉO divise les internautes chrétiens - "Mwen se pitit Bondye tou mezanmi..." - Internet devient fou !

-
Image
Voici la video de Rutshelle Guillaume - elle chante dans une église à tabarre 27- Cette VIDÉO divise les internautes chrétiens (VIDÉO ci-dessous)  See Also Texas Gap Insurance Laws Gap insurance is not required in the state of Texas, and it can't be required as a condition of receiving an auto loan or lease. If you choose to purchase a gap waiver, Texas law limits the cost of coverage to 5% of the loan amount, assuming you purchased the car, per the retail installment contract. Similarly, if you leased your car, a gap waiver can only cost up to 5% of the adjusted capitalized cost specified in your lease. Once you've purchased the gap waiver, you have at least 30 days during which you can cancel it and receive a full refund. When you receive a gap waiver agreement, you should review its terms and confirm that it contains the following key information, which Texas law requires to be presented: The total cost of the debt cancellation ag...
Lire la suite

Le rappeur Mechans-T dans le collimateur du sénateur Zokiki

-
Image
VIDEO CHOC.- Débauche sur scène : fesses nues, en position de (chien), le rappeur Mechans-T introduit son micro dans sa... Le rappeur Mechans-T dans le collimateur du sénateur Zokiki! Va-t-on crier haro sur le baudet et laisser libre dans la jungle, tigre, loup, lion et crocodile? Port-au-Prince, mercredi 11 avril 2018 ((rezonodwes.com))– A trop vouloir suivre l`exemple de Micky et de Aya Delva, le jeune rappeur Mechans-T a attiré les foudres du sénateur Jean Renel « Zokiki » Senatus, suite au tollé suscité par une vidéo virale montrant le chanteur de « Kòman l fè l » faire tourner une jeune fille comme une toupie et descendre les versements de celle-ci en public, laissant apparaître ses fesses nues, puis la mettre en position de twerk ou chien et introduire à travers ses jambes le micro, comme l`appareil génital mâle. L`artiste semble ne pas être à son premier coup d`essai, mais a carrément forcé la note cette fois-ci, car d`autres vidéos ...
Lire la suite

HAITI - VIDEO.- Présentation de 3 Présumés qui détenaient le Téléphone du Journaliste Vladimir Legagneur par la DCPJ - VIDEO !

-
Image
HAITI - VIDEO.- Présentation de 3 Présumés qui détenaient le Téléphone du Journaliste Vladimir Legagneur par la DCPJ - VIDEO ! De ce même dossier : Men Chapo Ak Telefòn Jounalis La - Lapolis Pran Anpe Nan Bandi... _Promoted Personal Injury Lawyers and Attorneys In Colorado The Denver Post named Beth Klein one of the twelve most influential women in Colorado. She devotes much of her practice to helping the victims of life-changing injuries through traditional and class action litigation. Reviewers cite Klein’s work ethic and compassion as among her strongest character traits. A parent whose son was injured in a rappelling accident credited her thorough investigation of the facts for the satisfactory result she achieved. Klein obtained her law degree from the University of Denver in 1987. She has been recognized by Best Lawyers and Superlawyers and received the “Case of the Year” honor from the Colorado Trial Lawyers Association. She is an ...
Lire la suite

Haïti-Insecurité : La toute nouvelle façon dont les bandits portent leurs armes pour attaquer la population (VIDÉO)

-
Image
Haïti-Insecurité : La toute nouvelle façon dont les bandits portent leurs armes pour attaquer la population (VIDÉO CHOC) A voir Aussi : Youn nan chèf bandi Gran Ravin yo ap fè plan pou touye 100 moun nan zòn nan. Y'ap mande zam (ANN SUIV) _Promoted Content Globe Life Insurance Products and Loans The Globe Life and Accident Insurance Company offers no medical exam term life insurance , whole life insurance (for adults and children), as well as accidental death coverage. While these products are all structured differently, the term and whole life insurance policies would fall within the category of final expense insurance, as they have limited payouts that are better suited to covering end-of-life costs than income replacement.
Lire la suite

Haïti - Témoignage | Victime d'un terrible accident - Prise en sandwich entre 2 camions - Cette fillette raconte la scène qu'elle a vécue (VIDÉO CHOC)

-
Image
Haïti - Témoignage | Victime d'un terrible accident - Prise en sandwich entre 2 camions - Cette fillette raconte la scène qu'elle a vécue (VIDÉO CHOC)  De ce même dossier : Temwanyaj tris yon jèn fi li pèdi vijinitel nan aksidan an, li fè 9 operasyon... _Promoted Cheapest Auto Insurance Quotes in Connecticut The quotes for our 30 year old single male driver showed that he could find his cheapest auto insurance costs at Progressive, GEICO, Amica, Nationwide, and State Farm. In aggregate, the top three companies had an average cost of $1,050, which was 53% cheaper than the statewide average. The top five cheapest weren't far off, and still represented savings of 48% compared to the 16-company composite. Find the Cheapest Auto Insurance Quotes in Your Area Currently Insured? California Casualty, Unitrin, and MetLife helped to round out the top eight most affordable insurers. Before you get quotes from California Casualt...
Lire la suite

Haiti-Corruption : Corruption au sein de la PNH, 2 Policiers sont déjà derrière les barreaux

-
Image
Haiti-Corruption : Corruption au sein de la PNH, 2 Policiers sont déjà derrière les barreaux. Suivi les détails ci-dessous avec le DG de la PNH _Promoted Best Auto Loans for 2018 For most people, the best auto loans are the ones with the lowest rates. Unless you’re sitting on a nice pile of cash, chances are you’ll want to find the best car loan rates when buying your next vehicle. In my analysis, I made sure competitive interest rates were high on my list — but I also looked at several other factors to narrow down my selections. Since personal preferences are unique, I broke down my selections into three categories. The Simple Dollar’s Picks for Best Auto Loan Companies Best Online Auto Loan Services: CarsDirect and MyAutoLoan Best of the Big Banks: LightStream, U.S. Bank, and Bank of America Best for Bad Credit: Auto Credit Express and Capital One If you’re here, you’re not alone. Americans borrowed an all-time high of $1 trillion to finance their cars at the e...
Lire la suite