Haiti - Actualités : Des policiers suspectés dans le trafic de stupéfiants dans le sud
Haïti - Actualités : Des policiers suspectés dans le trafic de stupéfiants dans le sud - Des journalistes donnent des détails...
Autres Dossiers : Suivez L'emission "Gadel Janl Ye" de télé Guinen - 25 Mai 2018
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Motorcycle insurance policies covering a moped or scooter tend to be cheaper than if they were covering a traditional motorcycle. This is the case for a variety of reasons, but primarily because mopeds and scooters have smaller engines, so they can't travel as fast and are consequently limited to where they can be ridden. The potential for damage to others or personal property is lower.
To give an idea of how much insuring these vehicles can cost, we compared scooter insurance policies from GEICO and Progressive for a sample rider living in New York City who owns a Vespa GTS 300 scooter. You can see the impact on the cost of premiums for the scooter when additional coverages are added. The average cost of a basic scooter insurance policy is around $250 per year and is much more affordable than one with a variety of additional coverages.
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Scooter Insurance Cost
Motorcycle insurance policies covering a moped or scooter tend to be cheaper than if they were covering a traditional motorcycle. This is the case for a variety of reasons, but primarily because mopeds and scooters have smaller engines, so they can't travel as fast and are consequently limited to where they can be ridden. The potential for damage to others or personal property is lower.
To give an idea of how much insuring these vehicles can cost, we compared scooter insurance policies from GEICO and Progressive for a sample rider living in New York City who owns a Vespa GTS 300 scooter. You can see the impact on the cost of premiums for the scooter when additional coverages are added. The average cost of a basic scooter insurance policy is around $250 per year and is much more affordable than one with a variety of additional coverages.
| Type of Coverage | GEICO (Basic) | GEICO | Progressive (Basic) | Progressive |
|---|---|---|---|---|
| Bodily Injury Liability Limit | $25K/$50K | $100K/$300K | $25K/$50K | $100K/$300K |
| Property Damage Liability Limit | $10K | $25K | $10K | $50K |
| Pedestrian PIP | $50K | $50K | $25K | $50K |
| Residual Medical Payments Limit | Declined | $2,000 | Declined | $2,500 |
| Uninsured Motorist Limits | Declined | $25K/$50K | Declined | $25K/$50K |
| Comprehensive | Declined | $200 Deductible | Declined | $250 Deductible |
| Collision | Declined | $200 Deductible | Declined | $250 Deductible |
| Motorcycle Accessory Coverage | Declined | $2,000 | Declined | $3,000 |
| Roadside Assistance | Declined | Accepted | Declined | Accepted |
| Actual Cash Value | Declined | Yes | Declined | Yes |
| Cost (Annual Premium) | $140 | $1,057 | $312 | $1,975 |
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