Flash : Dernières Heures | Opération tres fructueuse de la PNH - Arrestation de ce puissant chef de Gang sur la route de l'aéroport

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While the origin of the “cash value” of permanent life insurance was as a non-forfeiture value for the policyowner – the existence of this “asset” is also what makes it possible to obtain a life insurance policy loan.

HAÏTI - Flash : Dernières Heures | Opération tres fructueuse de la PNH - Arrestation de ce puissant chef de Gang sur la route de l'aéroport - Suivez tous les détails ci-dessous...


Autres Dossiers : Le chef de Gang de Grand Ravine recherché par la PNH dans cette VIDÉO - Suivez ci-dessous...


_Promoted

The Life Insurance Policy Loan – A Cash-Value-Backed Personal Loan



In fact, the reality is that a life insurance policy loan is really nothing more than a personal loan from the insurance company to the policyowner… for which the cash value of the life insurance policy serves as collateral. And the insurance company can confidently make the loan to the policyowner, at a relatively ‘favorable’ rate of interest, because it knows that if the loan is unpaid the collateral can be foreclosed upon and liquidated to repay the loan. Because the life insurance company controls the cash value that is serving as collateral to the loan in the first place!

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