Mardi 12 Juin 2018 : Le Journal "PREMYE OKAZYON" en DIRECT sur caraïbes FM - Anpil tire nan Matisan ak Potay - Pèp la Oblije rete lakay yo - Men Koman HAITI leve maten an...

-
Mardi 12 Juin 2018 : Le Journal "PREMYE OKAZYON" en DIRECT sur caraïbes FM - Anpil tire nan Matisan ak Potay - Pèp la Oblije rete lakay yo - Men Koman HAITI leve maten an...

Autres Nouvelles : Le chef de Gang "Arnel" au Micro de Guerrier Henri - Les détails ci-dessous...


_Promoted




Insurance Ratings Area and Loans


Ratings Area and Adjustment Factors

Traditionally insurers make adjustments to the premiums they charge consumers based upon a number of variables. In the past, these adjustments may have accounted for your health status, age, gender, and residence. The Affordable Care Act standardized the factors insurers are allowed to use when calculating premiums for conusmers. Under the new regulations insurers may only use a consumers age, smoking status, and area of residence (rating area) when adjusting premiums.

How Are Rating Areas Defined?


Under the Affordable Care Act each state has submitted a plan to divide up the areas of the state into locations called rating areas. Depending on the state these geographical units will eiher be made up of counties, metroplitan statistical areas or 3 digit zip codes. These state groupings will be submitted to The Department of Human Health Services (HHS) for approval and will then be used by insurers to price premiums. 
When insurance companies price their premums, all households within a rating area will have the same adjustment factor applied. Households with similar age, and smoking characteristics buying the same plan will pay the same amount for premiums. Depending on the rating area you live in the prices you pay may be higher or lower than the state average.

Commentaires

Enregistrer un commentaire

Posts les plus consultés de ce blog

En 2024 : L’armée russe pourrait être déployée en 7 heures partout dans le monde - Simulation en VIDÉO !

-
Image
En 2024 : L’armée russe pourrait être déployée en 7 heures partout dans le monde - Simulation en VIDÉO ! Autre Dossier : 5 Avions militaires top secrets - Retrouvez la VIDÉO ci-dessous... _Promoted Total Loss Claim and Gap Insurance Coverage If you are worried about a total loss, which means that the vehicle damage will exceed the vehicle value, therefore be considered a total loss, and you have a newer vehicle, you may want to ask your adjuster how the gap insurance part of the claim will work if you decided to purchase gap insurance coverage when you bought your car insurance. Gap insurance is an endorsement added to your policy, so not every person has it, but if you do, this is a good time to find out how this will work for your claim. You will also want to know how they will determine if it is a total loss, and how long they think this will take to settle. Understanding realistic timelines helps you manage expectations in a claim and avoids fr...
Lire la suite

Haïti - Opération : Vive tension à Portail Leogane - Le chef de Gang Anel s'est sauvé de justesse

-
Image
Haïti - Opération : Vive tension à Portail Leogane - Le chef de Gang Anel s'est sauvé de justesse - Suivez ! Voir AUSSI : Yon Chef Gang ki Konveti Kap Esplike Ki Vale Moun Li touye Nan Lari Potoprens kap sot la bank _Promoted Flood Insurance and Loans You can buy flood insurance by speaking with and getting a quote from a flood insurance agent who can write policies from the NFIP. You won't be able to buy flood insurance online as you would car or homeowners insurance. For private flood insurance, the Flood Insurance Agency provides estimated quotes on their website, but you will have to submit a separate application to actually purchase a policy. There are currently 79 insurers in partnership with the NFIP. State Farm customers should know that the company recently pulled out of its partnership with NFIP however. If you have a policy with State Farm for another type of insurance, and would rather not go to another company for flood insurance...
Lire la suite

Quand King Kino fait l'eloge de Martelly

-
Image
Quand King Kino fait l'eloge de Martelly. Suivez les details dans la VIDEO ci-dessous... _Promoted Content When To Buy Travel Insurance You cannot get an insurance policy for a trip you’re already on. But you can buy some travel insurance plans all the way up to the day before your trip, although waiting until the last minute is ill-advised. For example, travelers can get Berkshire Hathaway Travel Protection’s AirCare or ExactCare coverages up to 11:59 p.m. the evening before their flight departs. It doesn’t matter if the flight is at 12:01 a.m. or 8:00 p.m. the next day. The best time to begin shopping for a travel insurance policy is as soon as you’ve made the last nonrefundable payment for a trip. Once the final nonrefundable payment is made, a traveler will know what trip costs to declare when gathering a travel insurance quote. When you buy travel insurance will not significantly impact the cost. For example, insuring the same trip five months before you ...
Lire la suite

VIDÉO.- Nouveau message de Laurent Lamothe au président Jovenel Moise et opine sur sa rencontre avec Paul Kagame au Canada...

-
Image
Laurent Lamothe s'adresse au peuple Haitien et envoie ce message à Jovenel Moise - Voici la VIDÉO ci-dessous... VIDÉO.- Jean Orel Jeudi 72 an lap fè 9è ane ap reponn kesyon pou kisal tounen lekol - Suivez la vidéo ci-dessous... _Promoted Compare car insurance quotes  With more drivers than in any other province in Canada, Ontario roads get a workout. They also wind their way through a diverse set of landscapes, like the urban jungle of Toronto and the rolling vineyards of Niagara. As the province's licence plate says, Ontario really is "Yours to Discover." But before you get behind the wheel in Ontario, you’ll need a great auto insurance policy for your vehicle. Comparison sites allow you to find the cheapest auto insurance in whatever city and province you live in — just like that. As you start your search, it’s important to understand how auto insurance works in Ontario and how to get the best policy at th...
Lire la suite

Haïti - Manifestation : Un mort parmi les manifestant, La PNH réagit et donne des révélations

-
Image
Haïti - Manifestation : Un mort parmi les manifestant, La PNH réagit et donne des révélations... Autre Dossier : 2ème Jounen manifestasyon Pitit Desalin yo nan vil Cap-Haitien See Also : Great Auto Insurance Premiums and Value As a mutual company, NJM returns value or excess profits back to policyholders in the form of dividends. In 2011, the company reported that it returned an average of $149 dollars in dividends to its insureds. This is similar to an extra 8% discount on insureds' premiums, based on the $1,742 aggregate average discussed below. NJM notes that dividends have been continuously distributed to customers since 1918 for a total of approximately $5B to date. Many customers like New Jersey Manufacturing Insurance Group for its affordable premiums, policy coverage, and value. Sample NJM premiums of $1,742 were 17% cheaper versus the overall state average. This makes NJM the 12th cheapest insurer in NJ. In particular, this is a great com...
Lire la suite

Mardi 8 mai 2018 : Suivez en DIRECT le Journal PREMYE OKAZYON sur caraïbes FM

-
Image
Mardi 8 mai 2018 : Suivez en DIRECT le Journal PREMYE OKAZYON sur caraïbes FM - Voici tous les détails ci-dessous... Autre Dossier :  Prezidan Jovenel Moise rele Evans Paul pou li retounen nan komite ETATS GENERAUX a... _Promoted Tampa Mesothelioma Lawyer Although there is no naturally-occurring asbestos in Tampa or in any part of Florida, the city has a long history of extensive asbestos use. In fact, asbestos was once shipped in large amounts to Tampa from Libby, Montana, for commercial use in several industries. Consequently, Florida now ranks 2nd in the nation for the most asbestosis and mesothelioma deaths. If you or a loved one have been diagnosed with mesothelioma, asbestos-related lung cancer, or asbestosis, you may be entitled to substantial compensation. F ill out our form to get a free Financial Compensation Packet. You’ll learn about the top mesothelioma lawyers in Tamps, how to get paid in 90 days, how to...
Lire la suite