De nouvelles exigences pour les demandeurs de visa Americains

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Le département d’état américain veut exiger tous les Haïtiens de fournir des informations sur leurs activités sur les réseaux sociaux. Plus détails dans la vidéo ci-dessous.


De cette mémé catégorie, Cette VIDÉO ci-dessous pourrait vous intéresser. Suivez ci-dessous...


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Mortgage Loan Preapproval and Loan Prequalification


After basic calculations have been done and a financial statement has been completed, the borrower can ask the lender for a prequalification letter. What the prequalification letter states is that loan approval is likely based on credit history and income. Prequalifying lets the borrower know exactly how much can be borrowed and how much will be needed for a down payment.

However, prequalification may not be sufficient in some situations. The borrower wants to be preapproved because it means that a specific loan amount is guaranteed. It is more binding and it means the lender has already performed a credit check and evaluated the financial situation, rather than rely on the borrowers own statements like what is done in prequalification. Preapproval means the lender will actually loan the money after an appraisal of the property and a purchase contract and title report has been drawn up.

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