Mondial 2018 : A Port-au-Prince, Des bandits rançonnent les supporteurs après le Match - Voici leurs stratégies (VIDÉO)

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Des bandits sèment le trouble pendant le Match - et rançonnent les supporteurs après le Match - La Police Nationale réagit - VIDÉO ci-dessous...


La victoire du brésil  a été transformée en manifestation de rues à Port au Prince. Voici la VIDÉO ci-dessous...

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Insurance and Home Loans Conventional 

Loans Conventional loans are known as conforming loans because they meet the guidelines of Fannie Mae and Freddie Mac. They are offered by private lenders and are not insured by the Federal Government. They still require mortgage insurance (PMI. However, the PMI fee is usually lower than FHA loans, around 0.50% in most cases. Conventional loan requirements are more stringent than Government loans. They require a 620-640 credit score and down payment between 5% and 20%. One of the benefits of conventional loans is that mortgage insurance is not required if at least 20% is put down. PMI cancels once the LTV reaches 78%. Real estate investors will need to get a conventional mortgage because Government backed loans are for homeowners who intend to occupy the property as their primary residence only. Conventional 97 Mortgage A conventional 97 loan is similar to a regular conventional loan. However, it requires just a 3% down payment, hence the 97, standing for 97% loan-to-value. The 3% down payment is even lower than FHA loans which require 3.5% down. You can speak to your lender to see if they offer this program.

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